Insurance Coverage and Bad Faith
Lancaster, Pennsylvania
Bad Faith Insurance Lawyer
What is "bad faith"?
Bad faith is defined by Black's Law Dictionary as “any frivolous or unfounded refusal to pay proceeds of a policy…for purposes of an action against an insurer for failure to pay a claim, such conduct imports a dishonest purpose in means of breach of a known duty through some motive of self-interest or ill will…”.
And just as people have an obligation to provide honest information and make timely premium payments to their insurers, insurers also have certain responsibilities. But primarily, they have an obligation to act in "good faith" towards their customers.
This involves such areas as the insurers’ handling of an insured’s property damage claim, claims for first party or medical or wage loss benefits, an uninsured or underinsured motorist claim and liability claims brought against an insured. When they have failed to act in good faith on these claims, the damages you may be able to recover include interest, punitive damages, court costs and attorney’s fees.
At Mikus Law Associates, we combine our resources and litigation skills with top attorneys working in this complex and still developing area of the law to ensure that our clients' rights and interests are protected. We serve clients throughout southeastern Pennsylvania in bad faith claims such as:
- Failure to pay a valid claim
- Failure to pay claims in a timely manner
- Failure to properly investigate a claim
- Incorrect policy interpretations
Click here to view our results in insurance bad faith claims.
Insurance Coverage Analysis
Obviously, there are tremendous advantages involved with opting to carry the more expensive full tort coverage versus the cheaper limited tort on automobile policies. Our attorneys can explain the critical differences involved and also provide you with an insightful analysis of your current insurance policies in other areas.
If you have had what you feel is a valid insurance claim denied, or your insurer has not paid such a claim in a timely manner, contact a bad faith insurance lawyer at Mikus Law Associates for a free consultation and evaluation of whether you have a valid claim against your insurance company.
